It would be wise to think about running a background check on yourself. Yea, most people would probably ask themselves why? That is understandable because you may think you know everything about yourself, but errors can and do happen.
Records could be attached to your background report that is not yours, open warrants could be present without you even knowing it. These are just some of the reasons you would want to check out your background report from time to time.
We will show you a few tools that will help you uncover more about your background records. From a background check service to the DMV office making sure your driving records are accurate and clean.
Upcoming Job Interview
Do not get caught off gourd on an upcoming job interview. You have prepped and made it through multiple interviews, do not let all your homework and hard work get cut short because you have things on your background records you were not aware of.
According to HR.com (2017 Survey) ninety-six percent of United States employers run a background check.
Don’t forget that almost 80 percent of larger companies now run a background check before hiring someone.
Make sure your background records are what they should be if there you’ll have a chance to fix anything that should not be on your record, or prep and explain to your potential new company why these are on your record.
Find Mistakes on Your Records
Data is only as good as the person inputting into the system. People are human and make mistakes. Records certainly are not immune to errors when putting the data into digital format, or paper format when they are first created.
Anything from wrong phone numbers, to records being attached to a completely wrong person, is all possible. Make sure you take the time to search and verify your records are correct and free of errors.
Identity Theft
Identity theft happened to 1 out of 16 United States adults in the year 2016. These figures are staggering and will go up with more people purchasing digital products and inputting sensitive credit card information online. There are products to help reduce Identity theft like LifeLock and others.
Running a background check on yourself could also uncover if any of your data has been stolen.
Expunge Records
If you have a criminal record you may be able to get that record expunged.
Expungement is the process in which a lawsuit of a first time offender that has a criminal conviction tries to have the record sealed from public view and not available through Federal or state repositories.
Put Your Mind at Ease
Performing a background check on yourself could put your mind at ease. Knowing what is on a background report and verify this data is well worth the piece of mind you will get from knowing your background report is accurate and clear.
Worst case, if there are errors you can fix them and clear up any inconsistency well before a potential hire or anyone else could see the report.
How to Run a Background Check On Yourself
One of the more common ways is to search a search service that specializes in public record data. There are many of these services online and for as mall fee you can run unlimited searches on yourself.
Data is usually pulled from thousands of federal, state, and county sources so it’s a good place to start.
Contacting the county your and visiting the clerk of courts to find records on yourself is another option.
This information in some instances can be checked directly online and could even save you a trip to the local courthouse.
Driving Records
Check your personal driving records by accessing this data by going to the DMV online.
Keep in mind that there might be fee’s involved to gain access to this records. To find the DMV in your area search for DMV offices in google and your location.
Credit Report
It’s very common to have errors within your credit report. A wrong employer, wrong address, and more are common when looking at a credit report.
Potential employers can and do look at your credit score to gain incite if you are financially responsible.
Keep in mind that under the Fair and Accurate Credit Transaction Act, a person is allowed to check their credit report once a year for free on each of the three national credit unions.
It’s Easy
Running a background check on yourself is easy and worth the time it takes to get one done. Technology alone has made finding this data something that anyone can do from the comfort of home.
The advantages of knowing what is on your report are priceless in regards to keeping your background clean for potential hires, credit checks, and more.